Screw Cardinal Fitness... my debit card was fraudulently used a few weeks ago, they tried charging it for my gym membership on 11-20, and of course it didn't go through and they've already sent me to collections... they didn't like try calling me, didn't say jack... they tacked on a 15$ insufficient funds fee (you mean, my card was declined, becuase it was stolen?) and handed it off to some collections agency... my membership was due the 20th of November, automatically taken out of my account... been a member since the spring, never been late once... here it is 6th of December and they've handed me off to a collection agency becuase my card didn't call through. Screw them, I'll find a new gym!