That house I looked at a few months ago. I'm looking at again, I've found a lady who is going to help me get it. A friend in phoenix talked a realtor here into helping me get it (the lady that I tried to get to help me last time, wouldn't... as she wouldn't have made a dime of comission)... this new lady is willing to help me get into it. I'd have to get the loan for a few thousand more to repair the plumbing (estimate for repair was 1k$) and to repair the furnace (I figure another 1k or so)... but even with that added to the loan I can have my monthly payment be around 372... plus its 3 bed, so I could rent a bed out for like 250-300 (utilities included) and would be able to nearly double my payment every month to get it paid off faster. Lets hope I can get it this time around... I'd really like it... (mainly because, moving would be so easy... since its across the street and 3 houses down hahahaha).